6 Correct & Effective Steps To Find & Own YOUR perfect Santa Clara Home

Many 1st time home buyers or even veteran Buyers love the thought of weekend house hunting & window shopping. However if you are a home buyer, seriously in search of true good value home there are certain steps you must take in correct sequence to be efficient & effective with your home search.

1) Avoid the mistake of what most average home buyers do & Find & Seek the help of quality neighborhood specialist Realtor early in the house hunting process, to see what are the Government, Non-profit & other helps that you may be eligible for.

Why?: Because based on which county(Santa Clara, Alameda), city or property type you are planning to purchase, your neighborhood specialist Realtor can help you secure the best Down payment, Closing Cost, Below Market Interest Rates & other financial helps available to you as well as point you to correct properties that can qualify for those helps. Because most banks & loan brokers will not talk or discourage you from obtaining these helpful programs since it is more tedious & less profitable for them. (e.g, Currently eligible 1st time Home Buyers purchasing in Santa Clara City can get up to $75,000 of down payment help with 0% Rate for 1st 5 years of ownership)

2) Seek loan approval 1st before starting house hunting to know exactly how much maximum Home Loan you can afford monthly & qualify for with your income , intended downpayment & YOUR eligible Government & Non -profit helps etc?

Why?: (Because based on the pre-approval purchase amount, it will realistically help narrow down YOUR target selection choices of house type (such as condos , town homes or single family home) as well as the neighborhood. And because most loan approval is FREE.

3) You must sort out your NEEDs and WANTs & come up with forced rank priority must have features (e.g (1) must have minimum of 2 bed/ 2 baths ,(2) must have in house laundry, (3) Fire Place etc)

Why? (Because: based on your family's current & future priority NEED list YOU may decide to have a smaller townhome & condo in better school area or as alternative purchase a bigger Single family home in less posh convenient neighborhood for comfortable living)

4) Discuss YOUR ultimate goal with your trusted professional REALTOR, good & experience one will tell you both the pros & cons of each choices you proposed & what the challenge might be since there is no 1 size fit it all answer when comes to choosing "Where, What & When" to buy.

Why? Because based on the goal YOU share they may recommend alternative neighborhood etc that can meet your goals or proposed a entirely NEW strategy that YOU may not have thought about.

5) Once neighborhood is decided upon, be really familiar with the type of homes & going prices in target neighborhood.

Why? Because : that's the only way YOU will quickly recognize & take action to seize the great deal home , when YOUR Realtor eventually call YOU to come out and see that 1 great value home, after a long wait & search period. And do know that true good deal home sells quickly regardless of it is buyer or seller's market.


6) Be fully prepared for presenting a complete offer. (i.e Have written loan pre-approval letter in hand, know how quickly your lender can complete the appraisal, fund the loan or remove all contingencies etc to make your offer strong, clean & competitive -without paying more $$)

Why? Because anyone can make an offer but most well prepared Buyer are the one that secure the best deal homes, while other buyers are still struggling to get the approval & funding in place etc. Plus: If you are a seller & if 2 offers are presented to YOU at same purchase prices, Why wouldn't YOU pick the better prepared buyer -No Seller wants many conditions to close the sales?

Should you need helps with any of the above steps please e-mail or call us Alex Team @(408)-646-4622 we will be happy to discuss & assist YOU achieve your goal in "time frame specify by YOU"